Terms of Use

By accessing or using our website (www.adifiles.com) or its services, you agree to be bound by our terms of use and you accept our Privacy Policy.

In these terms of use, Words such as “you” and “your” refer to a user or users, words such as “we”, “our” and “us” refer to our site (www.adifiles.com). The word “site” means website.

These terms of use are applicable only to our website. Our offline activities such as events or personal meetings are subject to written agreement that we may discuss with you before, during or after these offline activities.


The content (information and services) available on our website (www.adifiles.com) and in our newsletter is not investment, financial, legal or health advice. We only share our personal opinions and experiences, and try our best to provide you with appropriate information and services. However, we do not, under any circumstances, take any responsibility for correctness, completeness, accuracy, liability or effectiveness of the information and services available on our site. You may use the information or services on your own risk. Always do your own research and take advice from professionals, if needed. Under no circumstances will we (owners, authors, editors, designers, service providers) or the guests in our content (posts, images, pictures, videos, pages) be responsible or liable for any sort of damage, loss, harm or failure you may face as a result of using the information and/or services provided by www.adifiles.com.

For instance, if you use the information or services for your admission application to a university, supposedly named “ABXYZ” and this university rejects you, we are not liable for your failure (and its consequences) or for your financial loss (considering the fact that you may have spent some money for the admission application).

Some of the links mentioned in the content of our site are affiliate or referral links. This means that we will receive an affiliate commission or referral bonus if you click on and/or make a purchase/account using these links. Whether you want to use free or paid information, products or services from these companies is entirely your own decision. You should do your own research and do what suits you best. The offers mentioned in the affiliate or referral links are valid as of posting date of the content. Some offers might not be available anymore.


We reserve all rights for our content on our website (www.adifiles.com). Unauthorized use or duplication of this material, in any form or by any means, without written permission from the author and the owner is prohibited. We reserve the right to take a legal action against you if you violate our copyright.

Comment Filtering

We encourage comments on our posts. However, comments that may spread, including but not limited to, hatred, negativity or racism, will not be entertained. We respect our user-community and we reserve the right to filter out your comment and not display it anywhere on our website if it is not appropriate.

Response to your Emails and Comments

Under no circumstances are we bound to respond to your email inquiries or to your comments within any specified time period. The only exception to this may be a written agreement between you and us in which we state a time limit to offer you services or respond to your inquiries.

Third Party Links

You may find services, products, or advertising on our site or in services provided by us, for example in our emails that inform you about latest posts on our website. These services, products or advertising may link you to third party websites. We have no authority on the content and activities of these third party websites and we take no responsibility of any kind regarding these websites linked to or linked from our site. These websites may have their own terms of use (sometimes also called “terms of service” or “terms and conditions”) and privacy policy. We encourage you to visit and understand their terms of use and privacy documents when you visit these third party sites or place an order for any services or products on these sites.

Privacy Policy

Please visit our Privacy Policy to inform yourself about how your information may be collected, used and disclosed when you use our website.

Changes in these Terms of Use

We reserve the right to make changes in terms of use at any time. The updated terms of use will be shown on this page. You may refer to the date mentioned at the bottom of this document (Terms of Use) to see when these terms were last updated. We inform our subscribed users about the changes made in our terms of use by sending them an email. However, if you are not a subscribed user, it is your responsibility to keep yourself informed about any changes in our terms of use by visiting this page.

Your Acceptance of these Terms of Use

By accessing or using our website (www.adifiles.com) or its services, you agree to be bound by our terms of use and you accept our Privacy Policy. Please do not access or use our website if you do not accept and agree to our terms of use. Your continued use of our site following (and including) the date of changes in our terms of use means your consent to our most recent terms of use. If you have any questions regarding our terms of use, you may contact us using the contact information given at the bottom of these terms of use.

If you have any questions regarding our terms of use, you may contact us using the contact information provided in our Imprint.


This document (Terms of Use) was last updated on 29 August 2021.